Comprehensive cover with Policy Deductible 300

Less expensive than many car insurance offers: as a Mobility customer you are covered by third party, comprehensive and passenger insurance if there is a claim.

In the event of damage occurring, your policy deductible is normally up to CHF 2’500*. With the additional Policy Deductible 300 insurance, you reduce your maximum policy deductible to only CHF 300* per claim. This means you can have peace of mind whenever you are on the road.

* plus handling fees of max. CHF 100 per claim and surcharges for new and young drivers

For inexperienced drivers (who have held a driving licence for less than two years)   CHF 500
For young drivers (customers under 25 years of age)   CHF 1’000
Maximum additional policy deductible for inexperienced and young drivers per claim   CHF 1’500

Charges for Policy Deductible 300

  • Policy Deductible 300 for 1 year: CHF 150
  • Policy Deductible 300 for trial subscription (4 months): CHF 50
  • Policy Deductible 300 for Click & Drive (per journey): CHF 20

Policy Deductible 300 in detail

  1. Benefit
    Policy Deductible 300 reduces the policy deductible to a maximum of CHF 300* per claim (instead of CHF 2’500*).
  2. Scope
    The cover applies to the entire Mobility vehicle fleet.
  3. Validity
    Policy Deductible 300 is valid for four or twelve months immediately after it is taken out. The Policy Deductible 300 insurance is not transferable between private customers.
  4. Renewals
    Policy Deductible 300 will be automatically charged to your invoice after expiry and renewed for another year. If you do not want to renew it, please provide cancellation notification in the customer portal more than four weeks before the subscription is due to expire.


If you are yet to become a Mobility customer, you can take out the Policy Deductible 300 insurance directly during the registration process. If you are already a customer, you can take out the Policy Deductible 300 insurance easily and conveniently in the app, in the customer portal under «Additional extras» or while you are reserving a vehicle.

Frequently asked questions

Do special conditions apply to the learner driver subscription?

Yes, the Policy Deductible 300 is already included in the subscription price for this subscription. The policy deductible is max. CHF 800 for learner drivers or CHF 1’800 for customers under 25 years of age (see obligatory surcharges for inexperienced and young drivers above).

Does the Policy Deductible 300 insurance apply to all the people in the same household?

No, all Mobility customers must take out their own Policy Deductible 300. It is issued on a per-Mobility number basis.

What are the Mobility fees?

See our PDF for a summary of all the additional benefits and charges:

Factsheet Fair play and fees

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