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Mobility Liability Reduction

Decide for yourself how much protection you need

You’re covered by third-party liability, comprehensive and passenger insurance in all Mobility vehicles in the event of damage or injury. Your deductible? With our Liability Reduction L CHF 0 - without up to CHF 5'000.

Our three Liability Reduction products reduce your deductible to a fixed maximum amount: CHF 0 for L, CHF 250 for M and CHF 1'000 for S.

Choose your Liability Reduction and thus your deductible to suit your risk appetite. To help you decide, our handy calculator will suggest which is best for you.
Good to know: The excess surcharges for reservations in the vehicle category Transport, as well as for young and new drivers are waived for all Liability Reduction products.

Calculate your Liability Reduction:

Personal details

For how long do you want to take out the liability reduction?

Selected Liability Reduction: *

*plus handling fees up to a maximum of CHF 100 per claim

Costs Liability Reduction



  1. Validity: The Liability Reduction is valid immediately for the selected term.
  2. Settlement: The Liability Reduction will be charged directly after the conclusion of your next invoice.
  3. Transferability: The Liability Reduction is not transferable between private customers.
  4. Renewal: The Liability Reduction is automatically renewed for one year after the term.
  5. Termination: Any cancellation must be entered in the customer portal up to 7 days before renewal.

The alternative to the annual Liability Reduction:

Liability Reduction per journey for CHF 15 (vehicle category Transport CHF 30) + CHF 5 for young drivers and + CHF 5 for inexperienced drivers, including VAT (with deductible CHF 1'000*)

*plus handling fees up to a maximum of CHF 100 per claim

Examples of claims/damage events


If you aren’t a Mobility customer yet, Liability Reduction can be obtained during the registration process. Existing customers can purchase Liability Reduction via the app, via the customer portal under “Additional services”, or when reserving a vehicle.

Frequently asked questions

Do special conditions apply to the mobilityLEARN?

Yes, Liability Reduction cover is included in the price of mobilityLEARN. The deductible for learner drivers with mobilityLEARN is max. CHF 1'000.

Does liability reduction cover apply to everyone in the same household?

No, each Mobility customer must obtain his or her own Liability Reduction cover. Such cover is issued on a per-Mobility-account-basis.

What are the Mobility fees?

The summary of all the additional benefits and charges can be found here:


What damage must be reported?

You can find all the information here: Damage report

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