Cover your business trips: with the Liability Reduction

You’re covered by third-party liability, comprehensive and passenger insurance in all Mobility vehicles in the event of damage or injury. Your deductible? With our Liability Reduction L CHF 0 - without up to CHF 5'000.

Our three Liability Reduction products reduce your deductible to a fixed maximum amount: CHF 0 for L, CHF 250 for M and CHF 1'000 for S.

Choose your Liability Reduction and thus your deductible to suit your risk appetite.

Good to know: The excess surcharges for reservations in the vehicle category Transport, as well as for young and new drivers are waived for all Liability Reduction products.

Liability reduction costs for business customers

All prices incl. VAT.

Liability reduction Personal	1 month in person	from 25 pieces (25%)	From 100 pieces (50%)
S: deductible CHF 1'000*	CHF 13	CHF 9.75	CHF 6.50
M: deductible CHF 250*	CHF 17	CHF 12.75	CHF 8.50
L: deductible CHF 0*	CHF 21	CHF 15.75	CHF 10.50
Young driver surcharge	CHF 2.50	CHF 2.50	CHF 2.50
New driver surcharge	CHF 2.50	CHF 2.50	CHF 2.50

The alternative to the annual Liability Reduction:
Liability Reduction per journey for CHF 15 (vehicle category Transport CHF 30) + CHF 5 for young drivers and + CHF 5 for inexperienced drivers, including VAT (with deductible CHF 1'000*)

Young driver surcharge: under 28 years old
New driver surcharge: Driving licence less than 3 years or learner driver

*plus handling fees up to a maximum of CHF 100 per claim

Details

Service
Our three liability reduction products reduce your policy deductible to a fixed maximum amount: CHF 0 for L, CHF 250 for M and CHF 1,000 for S.
Plus handling charges of max. CHF 100 per claim.
Scope
The cover applies to the entire Mobility fleet of vehicles.
Validity
The liability reduction is valid immediately upon conclusion. If the liability reduction is concluded, it only applies to the Mobility number concerned and cannot be transferred to other Mobility numbers.
Settlement
The liability reduction will be debited directly after you have completed your next invoice.
Renewals
The liability reduction is automatically extended after one month.
Notice of termination
The liability reduction can be cancelled at the end of each month.

If your company is not yet a Mobility customer, you can purchase the Liability Reduction directly during the registration process. If you already have a business subscription, please contact our customer service.

Examples of claims/damage events

Claim with vehicle Transporter without damage to to another vehicle

Repair costs: CHF 4’000

Policy deductible without Liability Reduction:
CHF 3’000*

Surcharge for inexperienced drivers (driving licence held for less than 3 years):
CHF 500

Young driver surcharge (if under 28):
CHF 500

Policy deductible with Liability Reduction L:
CHF 0*

Policy deductible with liability reduction M:
CHF 250*

Policy deductible with liability reduction S:
CHF 1’000*

* plus processing fee of CHF 100

Claim involving an Economy car + damage to another vehicle

Repair costs (Mobility car):
CHF 1’800

Repair costs (other vehicle):
CHF 2’000

Policy deductible without Liability Reduction:
CHF 1’800

Policy deductible – third party cover (other car) without Liability Reduction:
CHF 1’000

Total costs: CHF 2’800*

Policy deductible (comprehensive and third-party cover) with Liability Reduction L:
CHF 0*

Policy deductible (comprehensive and third-party cover) with Liability Reduction M:
CHF 250*

Policy deductible (comprehensive and third-party cover) with Liability Reduction S:
CHF 1’000*

* plus processing fee of CHF 100

Registration