Cover your business trips: with the Liability Reduction

Mobility business customers benefit from third-party, comprehensive and passenger insurance on every business trip.

It happens to the best of us – should you have a claim with one of our vehicles, Mobility’s Liability Reduction cover takes care of you. Mobility’s Liability Reduction cover offers comprehensive peace of mind. In the event of a claim, it reduces your deductible to a minimum.

Without this Liability Reduction cover, your deductible in the event of a claim could be up to CHF 4’000*, depending on your age and driving experience. The optional Liability Reduction cover reduces your maximum deductible, thus saving you from any unpleasant surprises in the event of a claim. Your maximum deductible is based on your age and driving experience.

Work out how much you can save with Liability Reduction cover here:

How old are you?

How long have you had a driving licence?

Liability reduction reduces your policy deductible in the event of a claim to

maximum CHF 300.-*

instead of CHF 2500.-*

*plus handling fees up to a maximum of CHF 100 per claim

Charges for Liability Reduction for business customers

Costs Liability reduction / Monthpersonaltransferable
up to 24 subscriptions
CHF 12
CHF 36
25-100 subscriptions
CHF 27
>100 subscriptions
CHF 18

The alternative to the monthly liability reduction:
Liability reduction per journey for CHF 20

All prices exclude VAT.


  1. Benefit
    Depending on the user’s age and driving experience, Liability Reduction cover reduces the deductible to a maximum amount per claim (without this supplementary cover: CHF 2’500* - CHF 4’000*).
  2. Scope
    The benefit covers the entire Mobility vehicle fleet.
  3. Validity
    Liability Reduction cover (for four or twelve months) comes into immediate effect when purchased. Policy Deductible 300 cover is not transferable between private customers.
  4. Billing
    Liability Reduction cover is payable with your next invoice.
  5. Renewals
    When it’s due to expire, Liability Reduction cover renews automatically for one year. If you don’t want the cover to auto-renew, you must cancel it in the customer portal no later than four weeks before the end of the term.
  6. Term and termination
    Business subscription: The minimum term is 12 months, after which the liability reduction can be terminated monthly in writing. Cancellation of a liability reduction is possible from the 2nd year onwards, subject to a notice period of 4 weeks per end of month. 
    Business trial subscription: The term of a liability reduction for a business trial subscription is 4 months, without automatic extension.


If your company is not yet a Mobility customer, you can purchase the "Liability Reduction" insurance directly during the registration process. If you already have a business subscription, please contact our customer service.

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