![[Translate to English:]](/fileadmin/_processed_/a/4/csm_mobility-carsharing-haftungsreduktion_22e0e41089.jpg)
Cover your business trips: with the Liability Reduction
Mobility business customers benefit from third-party, comprehensive and passenger insurance on every business trip.
It happens to the best of us – should you have a claim with one of our vehicles, Mobility’s Liability Reduction takes care of you. Mobility’s Liability Reduction offers comprehensive peace of mind. In the event of a claim, it reduces your deductible to a minimum of CHF 300 plus new and young driver surcharges.
Without this Liability Reduction, your deductible in the event of a claim could be up to CHF 4’000 (vehicle category Transport: CHF 5'000), depending on your age and driving experience. The optional Liability Reduction reduces your maximum deductible, thus saving you from any unpleasant surprises in the event of a claim. Your maximum deductible is based on your age and driving experience.
- additional policy deductible for inexperienced drivers (customers holding a driving licence for less than three years): CHF 500
- additional policy deductible for young drivers (persons under 28 years of age): CHF 500
- plus handling fees up to a maximum of CHF 100 per claim
Further details can be found in our GTC
Charges for Liability Reduction for business customers
| Costs Liability reduction / Month | personal | transferable |
|---|---|---|
| up to 24 subscriptions | CHF 12 | CHF 36 |
25-100 subscriptions | CHF 9 | CHF 27 |
>100 subscriptions | CHF 6 | CHF 18 |
All prices exclude VAT.
The alternative to the monthly Liability Reduction:
Liability Reduction per journey for CHF 15 (vehicle category Transport CHF 30) + CHF 5 for young drivers and + CHF 5 for inexperienced drivers, including VAT (with deductible CHF 1'000*)
*plus handling fees up to a maximum of CHF 100 per claim
Details
- Benefit
Depending on the user’s age and driving experience, Liability Reduction reduces the deductible to a maximum amount per claim (max. CHF 5'000). - Scope
The benefit covers the entire Mobility vehicle fleet. - Validity
The Liability Reduction comes into immediate effect when purchased: for one journey, four months (business trial subscription) or twelve months (business subscription and business light). If the Liability Reduction is obtained, it only applies to the Mobility number concerned; it is not transferable to other Mobility numbers. - Billing
Liability Reduction is payable with your next invoice. - Renewals
The Liability Reduction for a business subscription or business light is automatically extended after twelve months. The Liability Reduction for a business trial subscription expires automatically after four months. - Term and Termination
The Liability Reduction for a business subscription or business light can be terminated monthly at the end of the month after the minimum term of twelve months, subject to a notice period of four weeks.
Examples of claims/damage events
Claim with vehicle Transporter without damage to to another vehicle
Repair costs: CHF 4’000
Policy deductible without Liability Reduction:
CHF 3’000*
Young driver surcharge:
CHF 500
New driver surcharge:
CHF 500
Total costs:
CHF 3'000* - 4'000* (deductible is based on age and driving experience).
* plus processing fee of CHF 100
Claim involving an Economy vehicle + damage to another vehicle
Total repair costs: CHF 3'800
Repair costs (Mobility car):
CHF 1’800*
Policy deductible without Liability Reduction:
CHF 1’800
Repair costs (other vehicle):
CHF 2’000
Policy deductible – third party cover (other car) without Liability Reduction:
CHF 1’000
Total costs: CHF 2’800*
* plus processing fee of CHF 100